MORTGAGE PROTECTION
Helping you to protect yourselves and your loved ones
against life’s uncertainties - loss of income, premature death, critical illness - you are your biggest asset!
Protecting yourself and your loved ones.
INCOME PROTECTION
A policy to replace your lost income in the event you are unable to work due to accident or sickness. Losing ones income for a period of time can have a significant impact on you & your family.
LIFE COVER
A policy that can either pay out a lump sum or a monthly benefit to your loved ones, in the event of your premature death.
CRITICAL ILLNESS COVER
A policy designed to pay out a lump sum in the event you are diagnosed with a critical illness, for example – Cancer, Heart Attack, Stroke.
Business Owners.
I can help with your planning - for yourselves, business partners and families if life’s uncertainties take over - protecting not only all concerned but helping to keep your business going!
BUSINESS LOAN PROTECTION
Where a plan is taken out to repay a business loan in the event of death or a critical illness of a partner, member or sole trader.
EXECUTIVE INCOME PROTECTION
Provides insurance to assist you with the cost of your commitment to pay your key employees a regular monthly income in the event of them being unable to work, and suffering loss of earnings as a result of illness or injury.
RELEVANT LIFE
A relevant life policy is a death in service arrangement, which provides a lump sum on the death of an employee within the term of the plan in a tax efficient manner. The benefit is payable to the employee’s dependants through an appropriate discretionary trust.
KEY PERSON
One of the most valuable assets of any business is its staff, with business success or failure depending on them.
Some of these people because of their specialised knowledge, skills or contacts, are vital to the profitability of the business. They are often referred to as "Key Man" as their death or incapacity could result in the financial performance of the business being adversely affected.
Such an event could lead to a significant fall in profits, perhaps to the inability to repay loans or meet other obligations and, in extreme cases, to the collapse of the business.
SHAREHOLDER PROTECTION
The sudden loss of a key shareholder can disrupt a company, but shareholder protection will minimise this interruption to the business.
Mortgages.
Helping you source the right mortgage for you - as a broker I work for you not the lender!
I can help if you are;
■ Remortgaging
■ Moving home
■ First time buyer
■ Consolidating debt
■ Raising additional capital
■ Employed or self employed
Testimonials
Kerry was awesome in everyway!!
A total one stop shop really, very helpful, very knowledgeable & very easy going as a person. I would never have been able to get a mortgage and protection without her and I'm very grateful for all she has done.
I feel safe knowing that from here on in that I have Kerry in my corner.
Danny
I first met Kerry when I was looking for a mortgage advisor.
Kerry sorted out my remortgage at the time and has since helped us to move home. She also sorted all my insurances.
More recently she has been very supportive in helping with sorting power of attorneys and a will for my husband.
Tamsin
Kerry provided us with options regarding borrowing against our current mortgage and worked within our monthly budget to find us the best protection policies to suit us should the inevitable happen, ensuring that we are financially secure.
Kerry provided competitive options and6was extremely helpful in working with us to find the right solutions.
Lynn
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. A fee may be charged for mortgage advice, the exact amount will depend on your circumstances.
Horizon Mortgages and Protection Ltd is an appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
Registered in England and Wales no. 10625787 | Registered Office: 23 Lamb Park, Par, Cornwall PL24 2DR | Terms of Business | Privacy & Cookie Policy
Wills are not regulated by the Financial Conduct Authority.
Horizon Estate Planning Ltd - Registered Office: 23 Lamb Park, Par, Cornwall PL24 2DR | Company number 10625489
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. A fee may be charged for mortgage advice, the exact amount will depend on your circumstances. Wills are not regulated by the Financial Conduct Authority.
Horizon Mortgages and Protection Ltd is an appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
Registered in England and Wales no. 10625787 | Registered Office: 23 Lamb Park, Par, Cornwall PL24 2DR | Terms of Business | Privacy & Cookie Policy
Wills are not regulated by the Financial Conduct Authority.
Horizon Estate Planning Ltd - Registered Office: 23 Lamb Park, Par, Cornwall PL24 2DR | Company number 10625489
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